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Bankrate auto loan reviews

With so many options, finding the best auto loan for you and your needs can be a challenge. Before heading to the dealership, explore what loan options are available. The lenders we rate and review offer a range of amounts, terms and interest rates — so whether this is your first car, or you are looking to refinance your current loan, you'll be able to fully investigate potential financing choices before you hit the road. 

All lender reviews

4.4
Bankrate Score
With a nationwide footprint and a large branch network, U.S. Bank is a great option for auto loan borrowers who prefer the convenience of in-person customer service.
4.3
Bankrate Score
Navy Federal has been serving military members and their families since 1933 after opening as a credit union for naval employees.
4.2
Bankrate Score
Autopay is an online lending marketplace that helps consumers find the best deal on auto loan financing. You can view potential loan offers from lenders in their network in minutes without impacting your credit score.
4.2
Bankrate Score
Carvana is available to consumers looking to purchase a vehicle on Carvana’s website and have it delivered to their doorstep or using a “car vending machine” in their local area.
LightStream logo
4.2
Bankrate Score
LightStream is an online lender that offers unsecured auto loans for new car purchases and used car purchases, as well as auto loan refinancing.
Upstart logo
4.1
Bankrate Score
Upstart is an online lender that was established in 2012. It has pioneered a new approach to lending by using AI technology to determine risk rather than more traditional underwriting criteria.
4.0
Bankrate Score
Capital One offers auto loans for new and used car purchases at select dealerships. The lender also provides refinancing on current auto loans.
3.9
Bankrate Score
If you want to refinance your vehicle loan, iLending may be the right place to start. iLending provides refinancing options for most vehicle loans with the goal of saving you money.
3.9
Bankrate Score
Caribou, formerly known as MotoRefi, offers competitive auto refinance loans through its network of lenders. These lenders range from credit unions to community banks
3.9
Bankrate Score
MyAutoLoan is an online platform that makes it easy to find the best deals on auto financing.
3.9
Bankrate Score
Credit Direct is a personal loan marketplace that lends both directly and through its trusted partner network to borrowers looking for loans.
LendingClub logo
3.8
Bankrate Score
You may know LendingClub as a peer-to-peer (P2P) lending source for personal loans, but it can also help you with auto loan refinances. LendingClub offers a non-traditional approach to financing.
3.8
Bankrate Score
CarsDirect is not a direct auto lender but rather a marketplace that presents drivers with loan options directly from its network.
3.7
Bankrate Score
Ally Clearlane, a subsidiary of Ally Financial Inc., is a direct lender that offers a streamlined digital auto financing experience for individuals looking to refinance their current vehicle or buy out their lease.
3.7
Bankrate Score
Auto Credit Express serves as a lender marketplace primarily serving drivers with poor credit, no credit and those who have been denied previously due to bankruptcy.
PNC logo
3.7
Bankrate Score
PNC Bank is one of the biggest banks in the U.S., with more than 2,600 branches across the country.
3.6
Bankrate Score
RateGenius is an online platform that connects borrowers with lenders that offer auto refinancing. On average, it claims its users save $96 per month when refinancing their auto loan through RateGenius.
3.6
Bankrate Score
Vroom, an online used vehicle selling platform. While Vroom does not offer financing itself, it works with over a dozen banks and lending partners to coordinate financing for drivers.
3.5
Bankrate Score
RefiJet is an auto refinancing company that caters to individuals seeking better terms on their auto loans and a simpler way to rate shop.
3.5
Bankrate Score
CarMax serves drivers across the country who want to purchase used vehicles. It has recently dove into the remote purchase space, providing drivers with the ease of vehicle delivery and financing all on one site.
Bank of America logo
3.5
Bankrate Score
Bank of America works directly with authorized dealers across the country to provide financing for over two million available vehicles.
3.2
Bankrate Score
Tresl partners with lenders throughout the U.S. to offer auto financing at competitive rates. It is not a direct lender but an online platform.
3.2
Bankrate Score
Wells Fargo, a national bank founded in 1852, serves customers across the United States. Its suite of products includes personal and commercial banking, investing and loans.
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